I serve clients across the U.S. from the Sacramento area, where I live with my wife, Tsega, and two daughters.
Latest Episodes
Kaiser Pension Decision: Lump Sum or Monthly Paycheck?
Kaiser employees face one of the highest‑stakes retirement choices: take the pension as a monthly paycheck for life or as a lump sum you control. There isn’t one “smar...
Kaiser Employees: How much should you have saved in your 401k? (2026 update)
JP Morgan just released its 2026 Guide to Retirement, and the most important insights for Kaiser employees have little to do with market returns and everything to do w...
The Top 10 Questions Kaiser Employees Ask Before Retiring (Answered Fast)
If you’re a Kaiser employee within a few years of retiring, this episode is for you. I’ve had 40+ retirement conversations with Kaiser employees lately and pulled the ...
Your Kaiser Retirement at 55–62: The 2026 Playbook
If you’re a Kaiser healthcare worker in your 50s and asking “When can I retire?”, this episode gives you a clear 2026 roadmap. Bereket walks you through tightening the...
Stuck Is a Symptom of Unmade Decisions (and How to Fix It)
Feeling busy but not moving forward? In this episode, Bereket Kelile breaks down why so many healthcare workers feel “stuck”—and how unmade decisions quietly drain men...