I serve clients across the U.S. from the Sacramento area, where I live with my wife, Tsega, and two daughters.
Latest Episodes
Retiring from Kaiser Soon? 4 Ways to Make Better Decisions About Your Pension, 401(k), Social Security, and Healthcare
If you’re a Kaiser Permanente employee nearing retirement, uncertainty can make every decision feel high stakes. In this episode, Sacramento-area financial planner Ber...
8 Retirement Decisions Kaiser Employees Don’t Want to Get Wrong
Top Retirement Planning Questions Kaiser Employees Are Asking This episode covers eight real retirement planning questions from Kaiser employees, with a focus on taxes...
Kaiser Retirement Case Study: Can I Retire in 1–2 Years With $750k, a Pension, and Debt?
A strong balance sheet doesn’t automatically translate into a safe retirement paycheck. In this episode, Bereket walks through a real-world case study: a 56-year-old K...
Kaiser Pension Decision: Lump Sum or Monthly Paycheck?
Kaiser employees face one of the highest‑stakes retirement choices: take the pension as a monthly paycheck for life or as a lump sum you control. There isn’t one “smar...
Kaiser Employees: How much should you have saved in your 401k? (2026 update)
JP Morgan just released its 2026 Guide to Retirement, and the most important insights for Kaiser employees have little to do with market returns and everything to do ...